TERMS OF SERVICE (imortgagesites, LLC)

 

  1. Acceptance of Agreement: You agree to the terms and conditions outlined in this Terms of Use Agreement ("Agreement") with respect to our site (the "Site"). This Agreement constitutes the entire and only agreement between imortgagesites, LLC and client “you”, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, products or services provided by or through the Site, and the subject matter of this Agreement. We may amend this Agreement at any time from time to time without specific notice to you. The latest Agreement will be posted on the Site, and you should review this Agreement prior to using the Site.
  2. Description of Service: This product is a loan originator, mortgage broker online web site program provided by imortgagesites, LLC (imortgagesites.com). It allows users to build and maintain a web site using automated online tools, by selecting from predetermined designs and options. You are responsible for obtaining access to the Service and that access may involve third party fees (such as Internet service provider or domain registration or any other third party charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the Service.
    Welcome to www.imortgagesites.com. www.imortgagesites.com ("imortgagesites, LLC"), provides its Internet services (e.g., imortgagesites, LLC's web sites and associated services provided thereon are collectively referred to hereinafter as "Services") to you subject to the following conditions. If you visit any of imortgagesites, LLC web sites, including www.imortgagesites.com, you accept these terms and conditions of this Agreement as if you had signed it. Before using this site, please read the following carefully. When you use any current or future imortgagesites, LLC Service you also will be subject to the guidelines and conditions applicable to such service or business. If you do not agree to be bound by the following terms and conditions of this Agreement, please discontinue your use of imortgagesites, LLC’s Internet Services immediately. imortgagesites, LLC may amend these Conditions of Use, and other related documents at any time, in its sole discretion. Any such amendments will be effective as of the date of such change, unless otherwise indicated. It is the User’s responsibility to review any amendments or modifications posted prior to using the Services. By continuing to use the Services subsequent to any posted amendment or modification, the User automatically agrees to be bound by those Conditions of Use amended or modified. Similarly, imortgagesites, LLC reserves the right to modify, suspend or terminate, in whole or in part, this Site and/or any services available through the Site at any time, in its sole discretion.
  3. Copyright: All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, website style, admin control panel, and software, is the property of Imortgagesites, LLC or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Imortgagesites, LLC and protected by U.S. and international copyright laws. All software used on this site is the property of Imortgagesites, LLC or its software suppliers and protected by United States and international copyright laws.
  4. Copyright Complaint: Imortgagesites, LLC and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact Imortgagesites, LLC’s legal department.
  5. Trademarks: Imortgagesites, LLC , Imortgagesites.com, Loanrank.com, loanrank.net, ilinksites.com, ilinksite.net, imortgagesite.com, Imortgagesites.com; THE Imortgagesites.com, Interactive Rates, and various combinations of the above, as well as other marks indicated on our site are Imortgagesites, LLC ’ registered trademarks or are otherwise the trademarks of Imortgagesites, LLC or its subsidiaries, in the United States and other countries. Other Imortgagesites, LLC graphics, logos, page headers, button icons, scripts, service names and service marks are trademarks or trade dress of Imortgagesites, LLC, imortgagesites.com, or its subsidiaries. Imortgagesites, LLC's trademarks and trade dress may not be used in connection with any product or service that is not Imortgagesites, LLC's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits imortgagesites.com or Imortgagesites, LLC. All other trademarks not owned by Imortgagesites, LLC or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Imortgagesites, LLC or its subsidiaries.
  6. License and Site Access: Imortgagesites, LLC grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Imortgagesites, LLC. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Imortgagesites, LLC. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Imortgagesites, LLC and our affiliates without express written consent. You may not use any Meta tags or any other "hidden text" utilizing Imortgagesites, LLC’s name or trademarks without the express written consent of Imortgagesites, LLC. Any unauthorized use terminates the permission or license granted by Imortgagesites, LLC. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page and the rate shop page of Imortgagesites, LLC so long as the link does not portray Imortgagesites, LLC, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Imortgagesites, LLC logo or other proprietary graphic or trademark as part of the link without express written permission.
  7. Limited License & Permitted Uses: You are granted a non-exclusive, non-transferable, revocable license (a) to access and use the Site strictly in accordance with this Agreement; (b) to use the Site solely for internal, personal, non-commercial purposes; and (c) to print out discrete information from the Site solely for internal, personal, non-commercial purposes and provided that you maintain all copyright and other policies contained therein. No print out or electronic version of any part of the Site or its contents may be used by you in any litigation or arbitration matter whatsoever under any circumstances.
  8. Restrictions and Prohibitions on Use: Your license for access and use of the Site and any information, materials or documents (collectively defined as "Content and Materials") therein are subject to the following restrictions and prohibitions on use: You may not (a) copy, print (except for the express limited purpose permitted by Section 4 above), republish, display, distribute, transmit, sell, rent, lease, loan or otherwise make available in any form or by any means all or any portion of the Site or any Content and Materials retrieved therefrom; (b) use the Site or any materials obtained from the Site to develop, of as a component of, any information, storage and retrieval system, database, information base, or similar resource (in any media now existing or hereafter developed), that is offered for commercial distribution of any kind, including through sale, license, lease, rental, subscription, or any other commercial distribution mechanism; (c) create compilations or derivative works of any Content and Materials from the Site; (d) use any Content and Materials from the Site in any manner that may infringe any copyright, intellectual property right, proprietary right, or property right of us or any third parties; (e) remove, change or obscure any copyright notice or other proprietary notice or terms of use contained in the Site; (f) make any portion of the Site available through any timesharing system, service bureau, the Internet or any other technology now existing or developed in the future; (g) remove, decompile, disassemble or reverse engineer any Site software or use any network monitoring or discovery software to determine the Site architecture; (h) use any automatic or manual process to harvest information from the Site; (i) use the Site for the purpose of gathering information for or transmitting (1) unsolicited commercial email; (2) email that makes use of headers, invalid or nonexistent domain names, or other means of deceptive addressing; and (3) unsolicited telephone calls or facsimile transmissions; (j) use the Site in a manner that violates any state or federal law regulating email, facsimile transmissions or telephone solicitations; and (k) export or re-export the Site or any portion thereof, or any software available on or through the Site, in violation of the export control laws or regulations of the United States.
  9. Forms, Agreements & Documents: We may make available through the Site or through other Web sites sample and actual forms, checklists, business documents and legal documents (collectively, "Documents"). All Documents are provided on a non-exclusive license basis only for your personal one-time use for non-commercial purposes, without any right to re-license, sublicense, distribute, assign or transfer such license. Documents are provided for a charge and without any representations or warranties, express or implied, as to their suitability, legal effect, completeness, correctness, accuracy, and/or appropriateness. The Documents are provided "as is", "as available", and with "all faults", and we and any provider of the Documents disclaim any warranties, including but not limited to the warranties of merchantability and fitness for a particular purpose. The Documents may be inappropriate for your particular circumstances. Furthermore, state laws may require different or additional provisions to ensure the desired result. You should consult with legal counsel to determine the appropriate legal or business documents necessary for your particular transactions, as the Documents are only samples and may not be applicable to a particular situation. Some Documents are public domain forms or available from public records.
  10. No Legal Advice or Attorney-Client Relationship: Information contained on or made available through the Site is not intended to and does not constitute legal advice, recommendations, mediation or counseling under any circumstance and no attorney-client relationship is formed. We do not warrant or guarantee the accurateness, completeness, adequacy or currency of the information contained in or linked to the Site. Your use of information on the Site or materials linked to the Site is entirely at your own risk. We are not a law firm and the Site is not a lawyer referral service.
  11. Linking to the Site: You may provide links to the Site, provided (a) that you do not remove or obscure, by framing or otherwise, advertisements, the copyright notice, or other notices on the Site, (b) your site does not engage in illegal or pornographic activities, and (c) you discontinue providing links to the Site immediately upon request by us.
  12. Advertisers: The Site may contain advertising and sponsorships. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site is accurate and complies with applicable laws. We are not responsible for the illegality or any error, inaccuracy or problem in the advertiser's or sponsor's materials. Provider imortgagesites, LLC can sell space of main site www.imortgagesites.com or spaces of the educators and secondary pages of our client’s sites to potential companies for advertisement purposes and we do ensure that it does not create a competition or affect your image in shape or form. Fees or royalties can only be paid to imortgagesites, LLC and not to our subscribers what so ever for the advertisement included but not limited to banners, square spaces, sky scrapper banners, small links, ads, and all other kind of advertisement.
  13. Registration: Certain sections of, or offerings from, the Site may require you to register. If registration is requested, you agree to provide us with accurate, complete registration information. Your registration must be done using your real name and accurate information. Each registration is for your personal use only and not on behalf of any other person or entity. We do not permit (a) any other person using the registered sections under your name; or (b) access through a single name being made available to multiple users on a network. You are responsible for preventing such unauthorized use.
  14. Errors, Corrections and Changes: We do not represent or warrant that the Site will be error-free, free of viruses or other harmful components, or that defects will be corrected. We do not represent or warrant that the information available on or through the Site will be correct, accurate, timely or otherwise reliable. We may make changes to the features, functionality or content of the Site at any time. We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on the Site.
  15. Third Party Content: Third party content may appear on the Site or may be accessible via links from the Site. We are not responsible for and assume no liability for any mistakes, misstatements of law, defamation, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions, representations or any other form of content on the Site. You understand that the information and opinions in the third party content represent solely the thoughts of the author and is neither endorsed by nor does it necessarily reflect our belief.
  16. Unlawful Activity: We reserve the right to investigate complaints or reported violations of this Agreement and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information.
  17. Nontransferable: Your right to use the Site is not transferable or assignable. Any password or right given to you to obtain information or documents is not transferable or assignable.
  18. Client’s Account: If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Imortgagesites, LLC and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.
  19. User Conduct: You agree to not use the Service to upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, religious, vulgar, obscene, pornographic, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable. It is a condition of your use of any Imortgagesites, LLC Internet Service that you do not restrict or inhibit any other user from using and enjoying the Service; post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation, any images or other material depicting nudity, or post or transmit comments containing harassing or offensive language. Visitors may submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. Imortgagesites, LLC reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do submit material, and unless we indicate otherwise, you grant Imortgagesites, LLC and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Imortgagesites, LLC and its affiliates and sub-licensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify Imortgagesites, LLC or its affiliates for all claims resulting from content you supply. Imortgagesites, LLC has the right but not the obligation to monitor and edit or remove any activity or content. Imortgagesites, LLC takes no responsibility and assumes no liability for any content posted by you or any third party. You agree that you will not use the Service, including the information provided therein and all related, networks and network devices for any unlawful purpose. Imortgagesites, LLC, in its sole and absolute discretion, shall determine whether any information transmitted or received violates this provision. You may not use any material in connection with any site or other use that contains or is associated with information or content prohibited by this section.
  20. Infringement Policy: Imortgagesites, LLC, pursuant to 17 U.S.C. §512 as amended by Title II of the Digital Millennium Copyright Act (the "Act"), reserves the right, but not the obligation, to terminate your license to use the Service if it determines in its sole and absolute discretion that you are involved in infringing activity, including alleged acts of first-time or repeat infringement, regardless of whether other material or activity is ultimately determined to be infringing. Imortgagesites, LLC accommodates and does not interfere with standard technical measures used by copyright owners to protect their materials. In addition, pursuant to 17 U.S.C. §512©, Imortgagesites, LLC has implemented procedures for receiving written notification of claimed infringements and for processing such claims in accordance with the Act. All claims of infringement must be submitted to Imortgagesites, LLC in a written complaint that complies with the requirements below and is delivered to our designated agent to receive notification of claimed infringement: By mail: . In addition, any written notice regarding any defamatory or infringing activity, whether or a copyright, patent, trademark or other proprietary right must include the following information:
    • A physical or electronic signature of a person authorized to act on behalf of (1) the owner of an exclusive right that is allegedly infringed or (2) the person defamed.
    • Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site is covered by a single notification, a representative list of such works at that site. Similarly, for materials that are defamatory or infringe patent, trademark, or other proprietary rights of a third party, please submit a list of such materials.
    • Identification of the material that is claimed to be infringing, to be the subject of infringing activity, or that is claimed to be defamatory and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material.
    • Information reasonably sufficient to permit us to contact you, such as your address telephone number, and/or electronic mail address.
    • A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright or other proprietary owner, its agent, or the law.
    • A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed or on behalf of the person defamed.
  21. Export Control Information: Unless otherwise specified, the materials on the Service are presented solely to provide information regarding and to promote Imortgagesites, LLC’s Services and products available in the United States, its territories, & entire world, possessions and protectorates. The Service is controlled and operated by Imortgagesites, LLC from its offices within the state of California, United States of America. Imortgagesites, LLC makes no representation that materials on the Service are appropriate or available in all states or outside the United States. Those who choose to access the Service from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent that local laws are applicable. Software from the Service is further subject to United States export controls. No software from the Service may be downloaded or otherwise exported or re-exported (A) in to (or to an national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria, or any other country to which the U. S. has embargoed goods, or (B) to anyone on the U.S. Treasury Department list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders. By using the Service, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list.
  22. Use of Information: We reserve the right, and you authorize us, to the use and assignment of all information regarding Site uses by you and all information provided by you in any manner consistent with our Privacy Policy. All remarks, suggestions, ideas, graphics, or other information communicated by you to us (collectively, a "Submission") will forever be our property. We will not be required to treat any Submission as confidential, and will not be liable for any ideas (including without limitation, product, service or advertising ideas) and will not incur any liability as a result of any similarities that may appear in our future products, services or operations. Without limitation, we will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. We will be entitled to use the Submission for any commercial or other purpose whatsoever, without compensation to you or any other person sending the Submission. You acknowledge that you are responsible for whatever material you submit, and you, not us, have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.
  23. Third-Party Services: We may allow access to or advertise certain third-party product or service providers ("Merchants") from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of or purchase from such Merchants is AT YOUR SOLE RISK AND IS WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, and MERCHANTABILITY OR NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND MERCHANTS OR FOR ANY INFORMATION APPEARING ON MERCHANT SITES OR ANY OTHER SITE LINKED TO OUR SITE.
  24. Third-Party Merchant Policies: All rules, policies (including privacy policies) and operating procedures of Merchants will apply to you while on any Merchant sites. We are not responsible for information provided by you to Merchants. The Merchants and we are independent contractors and neither party has authority to make any representations or commitments on behalf of the other.
  25. Payments: You represent and warrant that if you are purchasing something from us or from Merchants that (i) any credit information you supply is true and complete, (ii) charges incurred by you will be honored by your credit card company, and (iii) you will pay the charges incurred by you at the posted prices, including any applicable taxes.
  26. Billing: You agree to pay the fees associated with this system according to your card issuer agreement. You agree to allow imortgagesites, LLC to charge the credit card you provide for all applicable fees relating to this service. Your credit card statement will list these transactions as issued by imortgagesites, LLC. You agree not to attempt to reverse charges without first attempting to resolve your concerns with imortgagesites, LLC by email or telephone.
  27. Monthly Billing: You will be billed on a monthly basis for your use of the system. Charges will occur each month within 10 days after the day you signed up. For example, if you sign up on 8 August, your next charge would occur between the 8th and 18th of September, approximately. It is your responsibility to make sure that you maintain current account and billing information in the system. You will be notified if your card is about to expire or is declined via the email you provide for use with this system. imortgagesites, LLC will attempt to retry declined cards weekly. If your card is declined three times in a row, your account will be placed on hold and you will contacted for a new card number.
  28. Termination: imortgagesites, LLC reserves the right to terminate this agreement at any time with or without cause, including your violation of the Terms of Service or failure to pay monthly fees within 60 days of the date they accrue. Termination does not release you from the obligation to pay all accrued charges if you are not on month-to-month base or in a contract, which varies 1, 2 or 3-year service contract. You may terminate your account (month to month) at any time by sending an email to . For the termination to be effective, your email must include your name, username, the date you wish to cancel and your reason for cancellation. imortgagesites, LLC will not process a prorated refund for the remainder of the month on your current billing cycle. Your site will remain active until the end of your current billing cycle.
  29. Cancellation of 12 or 24-month Contract: 12 and 24-month contracts are eligible for reduced monthly fees. If you choose to terminate your annual contract prior to the last month of the contract, you will be issued a cancellation fee of two hundred dollars for 12-month contract and three hundred dollar for 24-month contract (per site hosted).
  30. Automatic Renewal of 12 or 24 month Contract: If you opt for a 12 or 24-month contract, your contract will be automatically renewed when the term is completed. Your new contract length and monthly price will be the same as the previous contract – if pricing is different, you will be notified and your approval will be required for renewal of the contract with new pricing and terms. You may cancel or change your contract without penalty for 60 days before or after the end of your contract.
  31. Legal Compliance: You agree to comply with all applicable domestic and international laws, statutes, ordinances and regulations regarding your use of the Site and the Content and Materials provided therein.
  32. Refund and Return Policy:
    1. All our pre-made Services come with a 15-days hassle-free moneyback guarantee. If due to any reason you are not satisfied with the Goods, contact us with your order details and we will issue full refund.
    2. Due the nature of customized Services (designed and developed specifically for a Customer), we offer no returns and/or refunds.
    3. You may obtain any additional information concerning our refunds policy, by contacting us at .
  33. Communication of Changes in Monthly fees: imortgagesites, LLC reserves the right to change the amount of the monthly fees charged in conjunction with this Service with 30 days prior notice. If you opt for a 12, 24 or 36-month contract your monthly rate will not change until the term of your contract is completed. Any changes in fees will be communicated via the email you provide for use in conjunction with this Service.
  34. User Account, Password and Security: You will receive a password and account designation upon completing the Service's registration process. You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. imortgagesites, LLC cannot and will not be liable for any loss or damage arising from your failure to comply with this section.
  35. Modifications to Website: Provider shall notify Client upon set up of Client’s Web Site. Any additional changes made to Client’s Web Site after set up, that Provider is required to make on behalf of Client, will be charged at Provider’s then hourly rate or pricing suggested in the site.
  36. Domain Name: If Client wishes to register a custom domain name ("Domain Name") for the Web Site, Provider shall cooperate with Client in registering the Domain Name with the appropriate entity. Client shall be responsible for promptly paying for all registration and renewal fees for the Domain Name as charged by Provider or other appropriate entity. As between Client and Provider, Client shall own all right, title and interest in and to the Domain Name. Client agrees that Provider makes no representations nor provides any warranties that a domain name the Client requests will be available for registration and Client acknowledges that Provider shall not under any circumstances be liable to Client or other parties, in the event that the registration is not made in a timely manner. Client shall be solely responsible for tracking and ensuring that all required renewals for Client Domain Names are made in a timely manner. Provider shall cooperate with Client to renew Domain Names. However, Provider specifically makes no representations or warranties concerning the automatic renewal of Domain Names on behalf of Client and under no circumstances shall Provider be liable to Client or other parties, in the event that Clients Domain name is not renewed in a timely manner. As part of the web maintenance/services provided under this Agreement, Provider will provide Domain Name Server (DNS) assistance. Provider makes no representations or warranties as to the DNS service provided to the Client under this Agreement (pursuant to the disclaimers stated at sections five and six of this Agreement). If Client arranges for a third party to provide DNS and/or E-Mail service. Client agrees to hold Provider harmless from any errors made as a result of the third party's management of the Client’s DNS and/or E-Mail service. If a third party provides DNS and/or E-Mail service for Client, and Client needs additional services from Provider concerning Client’s DNS and/or E-Mail service, additional services will be provided at Provider’s then hourly rate.
  37. Spam Policy: Sending bulk unsolicited commercial email in relation to your site/system is prohibited. We realize that a certain number of complaints will arise due to the nature of opt-in mailings and other media purchased online. We work with our bandwidth providers on a regular basis to resolve these issues. We require that you inform your recipients that they are receiving opt-in mail and that you provide a clear method for them to unsubscribe in each message. Violation of the SPAM/UCE policy may result in the termination of your account.
  38. Securities Laws: The Site may include statements concerning our operations, prospects, strategies, financial condition, future economic performance and demand for our products or services, as well as our intentions, plans and objectives (particularly with respect to product and service offerings), that are forward-looking statements. These statements are based upon a number of assumptions and estimates, which are subject to significant uncertainties, many of which are beyond our control. When used on our Site, words like "anticipates," "expects," "believes," "estimates," "seeks," "plans," "intends," "will" and similar expressions are intended to identify forward-looking statements designed to fall within securities law safe harbors for forward-looking statements. The Site and the information contained herein does not constitute an offer or a solicitation of an offer for sale of any securities. None of the information contained herein is intended to be, and shall not be deemed to be, incorporated into any of our securities-related filings or documents.
  39. Links to other Web Sites: The Site contains links to other Web sites. We are not responsible for the content, accuracy or opinions express in such Web sites, and such Web sites are not investigated, monitored or checked for accuracy or completeness by us. Inclusion of any linked Web site on our Site does not imply approval or endorsement of the linked Web site by us. If you decide to leave our Site and access these third-party sites, you do so at your own risk.
  40. Information and Press Releases: The Site contains information and press releases about us. We disclaim any duty or obligation to update this information or any press releases. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by us.
  41. Indemnity: You agree to indemnify and hold imortgagesites, LLC , and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit or make available through the Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation of any rights of another. Each User shall indemnify, release, defend, and hold harmless Imortgagesites, LLC , imortgagesites.com and its affiliates against any claims, demands, liabilities and damages (including attorneys’ fees) incurred by each of them concerning, arising out of, or in connection with: (a)use of the Site and/or Services offered therein; (b) any agreement by the User to buy or sell a product or service on the Site; (c) any failure by any User to perform on any obligation under a contract made through the Site and/or Services offered therein; (d) any breach or default by any User under these Conditions of Use or the User’s failure to otherwise comply with or perform its obligations arising under or by reason of this Agreement; (e) the failure of any representation made by any User to be true, accurate and correct as of the date that each Transaction is entered into; (f) any User or other party changing, modifying or tampering with in any way the software or functionality of the system; (g) any dispute arising between the User and any (i) other User or their agent or common carrier used in connection with any Transaction made on the system; and (i) any User’s failure to comply in all respects with applicable Laws arising out of or relating to use of this Site and/or services therein. The User’s failure to acknowledge or diligently pursue its indemnification obligations under this paragraph shall not relieve the User of such obligations.
  42. Proprietary Software: You agree that you have no right or claim to the Service's code or technology. You acknowledge and agree that the Service contains proprietary and confidential information that is protected by applicable intellectual property and other laws. Except as expressly authorized by imortgagesites, LLC, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on this Service, in whole or in part.
    NO WARRANTEES: YOU ACKNOWLEDGE AND AGREE THAT THE SERVICE IS BEING PROVIDED "AS IS, WITH ALL FAULTS," AND THAT IMORTGAGESITES, LLC DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, AS TO THE USEFULNESS, ACCURACY, COMPLETENESS, FEASIBILITY OR RELIABILITY OR EFFECTIVENESS OF THE SERVICE OR THAT THE OPERATION OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE. Without limiting the previous statement, imortgagesites, LLC hereby disclaims all warranties of title, non-infringement, implied warranties of merchantability or fitness for a particular purpose in connection with the Service.
    IN NO EVENT SHALL IMORTGAGESITES, LLC BE LIABLE FOR ANY FAILURE, DISRUPTION, DOWNTIME, INTERRUPTION, MISCALCULATION, INCORRECT LINKAGE, LOSS OF DATA, DELAY, INACCURACY OR OTHER NONPERFORMANCE OF THE SERVICE OR DAMAGE ARISING DIRECTLY OR INDIRECTLY FROM THE USE OF THE SERVICE. You agree that regardless of the form of any claim you might have, your sole remedy with respect to any claims made against imortgagesites, LLC relating to this agreement shall be limited specifically to reimbursement of payments made for the services rendered under this agreement. imortgagesites, LLC may periodically make the system unavailable for routine maintenance, upgrades, or repairs without liability.
  43. Limitation of Liability: YOU EXPRESSLY UNDERSTAND AND AGREE THAT imortgagesites, LLC, ITS EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS, SUPPLIERS OR SUBCONTRACTORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF imortgagesites, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; (v) DAMAGES RESULTING FROM A THIRD PARTY UNLAWFULLY ENTERING THE SUPPORTING WEB SERVER OR ON-LINE SYSTEM AND ACCESSING, ALTERING, OR DESTROYING DATA; OR (vi) ANY OTHER MATTER RELATING TO THE SERVICE.
    CHANGES TO TERMS OF SERVICE: Changes to billing procedures will be communicated via the email you provide for use with this Service. imortgagesites, LLC reserves the right to change any of the other sections of the Terms of Service without notice at any time. You may not make any modification to these terms that will be binding upon imortgagesites, LLC unless it is made in writing and signed by both parties.
  44. DISCLAIMER OF WARRANTIES: THIS SITE IS PROVIDED BY IMORTGAGESITES, LLC ON AN "AS IS" AND "AS AVAILABLE" BASIS. IMORTGAGESITES, LLC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. FULLY PERMISSIBLE BY APPLICABLE LAW, IMORTGAGESITES, LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IMORTGAGESITES, LLC DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM IMORTGAGESITES.COM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. IMORTGAGESITES, LLC FURTHER DISCLAIMS ANY REPRESENTATIONS OR WARRANTIES: (A) THAT SERVICE WILL BE CONTINUOUS, UNINTERRUPTED AND/OR ERROR-FREE; (B) CONCERNING THE QUALITY, CREDITWORTHINESS, IDENTITY OR RELIABILITY OF ANY BUYER OR SELLER AND WHETHER ANY PARTY OR ACCOUNT SHOULD DO BUSINESS WITH ANY BUYER OR SELLER; (C) AS TO THE ACCURACY OF POSTINGS OF BIDS OR OFFERS MADE ON THE SYSTEM BY OR ON BEHALF OF ANY PARTY OR AN ACCOUNT; AND (D) AS TO THE PERFORMANCE OF ANY SERVICE BY ANY AGENT RELATED TO TRANSACTIONS ON THIS SITE. IMORTGAGESITES, LLC DOES NOT GUARANTEE THE ACCURACY OF OR PROMOTE OR ENDORSE ANY INFORMATION POSTED ON THE SYSTEM BY ANY PARTICIPANT OR USER. THE EXCHANGE EXPRESSLY DISCLAIMS ANY RESPONSIBILITY TO SCREEN, FILTER OR MONITOR THE CONTENT OF THE SYSTEM OR LINKS TO OTHER WEB SITES. NOTWITHSTANDING THE ABOVE, IMORTGAGESITES, LLC MAY TAKE ANY ACTION WITH RESPECT TO ANY INFORMATION POSTED ON THE SYSTEM AS IT DEEMS NECESSARY OR APPROPRIATE IN ITS SOLE DISCRETION. IMORTGAGESITES, LLC WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
  45. JURISDICTION AND AGREEMENT: The TOS constitute the entire agreement between you and imortgagesites, LLC and governs your use of the Service. This agreement shall be governed by the substantive laws of the State of Utah without regard to conflict of law principles. You agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Utah, UT. These terms constitute the entire agreement with respect to its subject matter and supersede all prior or contemporaneous agreements, representations, warranties and understandings of such parties (whether oral or written). The failure of imortgagesites, LLC to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.
  46. APPLICABLE LAW: By visiting imortgagesites.com, you agree that the laws of the state of California, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Imortgagesites, LLC or its affiliates.
  47. DISPUTES: Any dispute relating in any way to your visit to imortgagesites.com or to products you purchase through imortgagesites.com shall be submitted to a court of competent jurisdiction in Alameda County, California, except that, to the extent you have in any manner violated or threatened to violate Imortgagesites, LLC 's intellectual property rights, Imortgagesites, LLC may seek injunctive or other appropriate relief in any state or federal court in the state of California, and you consent to exclusive jurisdiction and venue in such courts.
  48. SITE POLICIES, MODIFICATION, AND SEVERABILITY: Please review our other policies, such as our Privacy Policy, posted on this site. These policies also govern your visit to Imortgagesites, LLC’s web sites. Imortgagesites, LLC reserves the right to make changes to our sites, policies, and these Terms and Conditions of use at any time and any such changes shall be effective immediately. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

    OUR ADDRESS
    Imortgagesites, LLC
    652 Cancion Ave
    Tracy, Ca. 95391
    http://www.imortgagesites.com
  49. Miscellaneous: This Agreement shall be treated as though it were executed and performed in San Francisco, California, and shall be governed by and construed in accordance with the laws of the State of California (without regard to conflict of law principles). Any cause of action by you with respect to the Site (and/or any information, Documents, products or services related thereto) must be instituted within one (1) year after the cause of action arose or be forever waived and barred. All actions shall be subject to the limitations set forth in Section 16 and Section 17. The language in this Agreement shall be interpreted as to its fair meaning and not strictly for or against any party. This Agreement and all incorporated agreements and your information may be automatically assigned by us in our sole discretion to a third party in the event of an acquisition, sale or merger. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent, that anything in or associated with the Site is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision. Our rights under this Agreement shall survive any termination of this Agreement.
  50. Arbitration: Any legal controversy or legal claim arising out of or relating to this Agreement or our services, excluding legal action taken by us to collect or recover damages for, or obtain any injunction relating to, Site operations, intellectual property, and our services, shall be settled solely by binding arbitration in accordance with the commercial arbitration rules of JAMS. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in San Francisco, California, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Either you or we may seek any interim or preliminary relief from a court of competent jurisdiction in San Francisco, California necessary to protect the rights or property of you and us pending the completion of arbitration. Each party shall bear one-half of the arbitration fees and costs incurred through.