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confidence of your website visitors, present them with the
best and most up-to-date mortgage learning material. iMortgageSites
research team has spent thousands of hours to provide an exceptional
and simple learning experience to your clients. These educators
simplify complex concepts and help your potential clients
in better understanding of mortgage and related concepts.
Every mortgage website from iMortgageSites comes with the
following educational material:
Residential Mortgages & Home Loans
-
What is a Mortgage?
- Mortgage History
- Legal Aspects
- Mortgage Loan
- Mortgage Participants
- Mortgage Loan Basics
- Deed of Trust
- Mortgage Lien Priority
-
Mortgage Process
-
Mortgage Loan Types
- Fixed Rate Mortgage
- Adjustment Rate Mortgage
-
Why Banks Prefer ARMs?
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ARM Variants
- Hybrid ARMs
- Option ARMs
- Terminology
-
Loan Caps
- Initial Adjustment Rate Cap
- Rate Adjustment Cap
- Lifetime Cap
- Industry Shorthand for ARM caps
- Negative Amortization ARM caps
- Home Equity Lines of Credit HELOC
-
ARM Loan Pricing
-
Types of Mortgage?
- Assumed Mortgage
- Balloon Payment
- Blanket Loan
- Bridge Loan
- Buydown Mortgage
- Equity Loan
- Foreign National Mortgage
- Graduated Payment Mortgage Loan
- Hard Money Loan
- Jumbo Mortgages
- Package Loan/Mortgage
- Participation Mortgage
- Reverse Mortgage
- Repayment Mortgage
- Seasoned Mortgage
- Term Loan or Interest-Only Loan
- Interest-Only Mortgage
- Wraparound Mortgage
- Option ARM
- Non Conforming Mortgage ARM
Home Appraisal & Appraisal Values
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Appraisal
- Definitions
- The Appraisal Process
- What Is An Appraisal?
- Residential Real Estate Appraisals
- Residential Appraisal Report
- Residential Appraisal Methods
- Appraisal Basics
- Reasons For An Appraisal
-
What is Eminent Domain?
- History of Eminent Domain
- 5th Amendment
- Economic argument of hold outs
- Nuisance Law
- Safeguards against government action
- President Bush Executive Order
- 12 things you need to know
Mortgage & Home Insurance
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Owner Insurance
- Types of Home-owner Insurance
- Home Owner Insurance Information
-
Mortgage Insurance
- Mortgage Insurance
- Types of Insurance
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Private Mortgage Insurance
- Lender Mortgage Insurance & PMI
- PMI Cancellation
- LMI/PMI tax deduction
- PMI Payment Options
- PMI vs FHA MIP
- Should I Avoid PMI?
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What is Title?
- About Title
- What is Title Deed?
-
Title Insurance?
- What is Title Insurance?
- A word about real estate:
- The Past Title
- Will you get clear Title?
- what claims exist?
- undiscovered claims?
- Protection against claims?
- Asset Protection
-
Title Policies
- Owner's policy
- Lender's policy
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Land Title Associations
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Construction Loan Policy
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Earth Quake Insurance.
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What is Flood Insurance?
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Industry Profitability
Escrow Process & Title Insurance
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What is Escrow?
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How is a Resale Escrow Opened?
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How is a Resale Escrow Closed?
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What is Title?
-
History of Title
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What is a title search?
-
Problems title search can reveal
Interest Rates & Types
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What is Interest?
-
Types of Interest
- Simple Interest
- Compound Interest
Loan To Value (LTV) & Combined LTV Ratio
Credit Score (FICO) & Credit Process
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Credit Protection Act
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What is Consumer Credit Protection Act?
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What is the Definition of Garnishment?
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What is Wage garnishment?
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What are I.R.S. Rules?
Essential
Aspects of Credit Protection Act
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FDCP Act
- What is Fair Debt collection Practices Act?
- People and entities covered by the FDCPA
- What is the Prohibited conduct?
- What is the Required conduct?
- Enforcement of the FDCPA
- Criticisms of the FDCPA
- By the credit industry
- The FTC Report
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FCR Act
- Consumer reporting agencies
- Information furnishers
- Users of the information for credit, insurance,
or employment purposes
- Likelihood of errors on a credit report
- Civil liability for willful violations of the
FCRA
- Which companies are regulated by the FCRA?
-
FACT Act
- Definition
- Fact Sheet
- Background of Fair and Accurate Transaction Act
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Identity Theft
- Identity Theft
- What are the four kinds of Identity Theft?
- Example of Identity Fraud?
- How do thieves steal an identity?
- What do thieves do with a stolen identity?
- How can you find out if your identity was stolen?
- What should you do if your identity is stolen?
- How long can the effects of identity theft last?
- Should you file a police report if your identity
is stolen?
- What can you do to help fight identity theft?
-
Fair Credit Billing Act
- What are the Examples of billing errors?
- Correction of billing errors
- Fixing Credit Report Errors
- Other regulations of the Fair Credit Billing
Act (FCBA)
- Enforcement of the Fair Credit Billing Act (FCBA)
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Adverse Credit History
- What are the Reasons for credit Score?
- Why Reporting of the credit score
- What are Credit Inquiries?
- How to dispute Credit Report Errors.
- How to Correct Errors on your credit report.
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Credit Rating Agency
- How credit rating is determined
- What are Credit Reporting Agencies?
- What is an AnnualCreditreport.com?
- What is a Credit Profile?
- What is a Credit Grades?
-
Credit Score
- What is a Credit score?
- Steps to Take After Being Denied a Mortgage Loan
- Your Credit Score Helps Determine What You'll
Pay
- What is credit scoring?
- Credit scores and credit reports
- How is a credit scoring system developed?
- What can I do to improve my score?
- Are credit scoring systems reliable?
- What if I am denied credit or insurance, or don't
get the terms I want?
- Credit Scoring?What Your Score Means
- Design of credit score in USA.
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What is Credit History
Bankruptcy Rules & Foreclosure Process
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Bankruptcy Process
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Alternatives to Filing Bankruptcy
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What is Foreclosure?
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How to Avoid Foreclosure?
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